Call reports 2002
INVESTORS BANK & TRUST COMPANY — 2002
What INVESTORS BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 5,744,565,000 | 6,709,009,000 | 6,798,946,000 | 7,215,000,000 |
| Total loans | 135,277,000 | 125,949,000 | 139,098,000 | 143,837,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 1,990,680,000 | 2,256,884,000 | 2,725,585,000 | 3,272,465,000 |
| Securities held to maturity | 3,306,255,000 | 3,384,777,000 | 3,412,587,000 | 3,438,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,170,222,000 | 2,678,540,000 | 2,782,024,000 | 3,336,281,000 |
| Interest-bearing deposits | 1,774,946,000 | 1,690,298,000 | 2,157,234,000 | 2,702,822,000 |
| Noninterest-bearing deposits | 395,276,000 | 988,242,000 | 624,790,000 | 633,459,000 |
| Equity capital | 383,250,000 | 421,015,000 | 438,906,000 | 461,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 59,094,000 | 122,114,000 | 186,367,000 | 249,690,000 |
| Interest expense | 22,895,000 | 51,067,000 | 78,982,000 | 104,369,000 |
| Net interest income | 36,199,000 | 71,047,000 | 107,385,000 | 145,321,000 |
| Noninterest income | 66,711,000 | 138,730,000 | 216,418,000 | 289,915,000 |
| Noninterest expense | 79,370,000 | 160,680,000 | 249,266,000 | 333,950,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,540,000 | 49,097,000 | 74,537,000 | 101,286,000 |
| Income tax | 7,081,000 | 14,798,000 | 22,473,000 | 30,520,000 |
| Net income | 16,459,000 | 34,299,000 | 52,064,000 | 70,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 312,093,000 | 330,618,000 | 349,202,000 | 369,398,000 |
| Total capital | 312,193,000 | 330,718,000 | 349,302,000 | 369,498,000 |
| Risk-weighted assets | 1,771,405,000 | 2,002,644,000 | 2,325,784,000 | 2,411,629,000 |