Call reports 2001
INVESTORS BANK & TRUST COMPANY — 2001
What INVESTORS BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 4,425,532,000 | 4,795,483,000 | 5,223,530,000 | 5,297,418,000 |
| Total loans | 110,806,000 | 130,394,000 | 137,929,000 | 232,213,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 1,363,545,000 | 1,287,537,000 | 1,486,432,000 | 1,621,661,000 |
| Securities held to maturity | 2,723,318,000 | 3,076,440,000 | 3,207,988,000 | 3,135,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,076,594,000 | 2,317,948,000 | 2,304,625,000 | 2,282,178,000 |
| Interest-bearing deposits | 1,701,184,000 | 2,097,721,000 | 1,776,994,000 | 1,632,805,000 |
| Noninterest-bearing deposits | 375,410,000 | 220,227,000 | 527,631,000 | 649,373,000 |
| Equity capital | 324,987,000 | 339,333,000 | 356,877,000 | 363,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 59,590,000 | 125,534,000 | 192,284,000 | 254,242,000 |
| Interest expense | 37,849,000 | 76,205,000 | 113,222,000 | 142,773,000 |
| Net interest income | 21,741,000 | 49,329,000 | 79,062,000 | 111,469,000 |
| Noninterest income | 48,308,000 | 107,867,000 | 171,998,000 | 238,599,000 |
| Noninterest expense | 54,192,000 | 123,717,000 | 197,530,000 | 274,689,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,857,000 | 33,479,000 | 53,530,000 | 75,379,000 |
| Income tax | 5,082,000 | 10,390,000 | 16,447,000 | 23,109,000 |
| Net income | 10,775,000 | 23,089,000 | 37,083,000 | 52,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,229,000 | 262,115,000 | 277,223,000 | 293,606,000 |
| Total capital | 263,329,000 | 262,215,000 | 277,323,000 | 293,706,000 |
| Risk-weighted assets | 1,675,280,000 | 1,778,399,000 | 1,860,640,000 | 2,092,533,000 |