Call reports 2024
KEEN BANK, NATIONAL ASSOCIATION — 2024
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 181,078,000 | 178,959,000 | 180,543,000 | 187,787,000 |
| Total loans | 128,277,000 | 131,635,000 | 134,388,000 | 133,701,000 |
| Allowance for loan losses | 1,807,000 | 1,804,000 | 1,804,000 | 1,804,000 |
| Securities available for sale | 22,697,000 | 23,421,000 | 24,296,000 | 24,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,392,000 | 160,204,000 | 160,819,000 | 168,804,000 |
| Interest-bearing deposits | 134,125,000 | 133,448,000 | 131,891,000 | 138,824,000 |
| Noninterest-bearing deposits | 28,267,000 | 26,756,000 | 28,928,000 | 29,980,000 |
| Equity capital | 13,986,000 | 13,841,000 | 14,717,000 | 14,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,314,000 | 4,808,000 | 7,388,000 | 10,000,000 |
| Interest expense | 728,000 | 1,484,000 | 2,235,000 | 2,884,000 |
| Net interest income | 1,586,000 | 3,324,000 | 5,153,000 | 7,116,000 |
| Noninterest income | 236,000 | 429,000 | 724,000 | 938,000 |
| Noninterest expense | 1,419,000 | 2,851,000 | 4,313,000 | 5,765,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 403,000 | 902,000 | 1,564,000 | 2,289,000 |
| Income tax | 38,000 | 71,000 | 108,000 | 210,000 |
| Net income | 365,000 | 831,000 | 1,456,000 | 2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,037,000 | 14,928,000 | 15,153,000 | 15,126,000 |
| Total capital | 16,580,000 | 16,494,000 | 16,748,000 | 16,711,000 |
| Risk-weighted assets | 123,254,000 | 125,090,000 | 127,422,000 | 126,656,000 |