Call reports 2023
KEEN BANK, NATIONAL ASSOCIATION — 2023
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 179,146,000 | 172,970,000 | 170,917,000 | 175,834,000 |
| Total loans | 127,015,000 | 129,719,000 | 127,970,000 | 127,561,000 |
| Allowance for loan losses | 1,851,000 | 1,822,000 | 1,814,000 | 1,810,000 |
| Securities available for sale | 23,767,000 | 23,091,000 | 22,135,000 | 22,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,343,000 | 152,419,000 | 152,066,000 | 157,633,000 |
| Interest-bearing deposits | 128,101,000 | 120,184,000 | 121,858,000 | 127,909,000 |
| Noninterest-bearing deposits | 35,242,000 | 32,235,000 | 30,208,000 | 29,724,000 |
| Equity capital | 13,719,000 | 13,381,000 | 12,787,000 | 13,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,952,000 | 4,034,000 | 6,173,000 | 8,326,000 |
| Interest expense | 246,000 | 648,000 | 1,252,000 | 1,920,000 |
| Net interest income | 1,706,000 | 3,386,000 | 4,921,000 | 6,406,000 |
| Noninterest income | 179,000 | 445,000 | 691,000 | 959,000 |
| Noninterest expense | 1,243,000 | 2,574,000 | 4,036,000 | 5,461,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 642,000 | 1,257,000 | 1,576,000 | 1,904,000 |
| Income tax | 45,000 | 87,000 | 82,000 | 97,000 |
| Net income | 597,000 | 1,170,000 | 1,494,000 | 1,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,938,000 | 14,785,000 | 14,659,000 | 14,672,000 |
| Total capital | 16,469,000 | 16,347,000 | 16,177,000 | 16,186,000 |
| Risk-weighted assets | 122,232,000 | 124,766,000 | 121,189,000 | 120,879,000 |