Call reports 2022
KEEN BANK, NATIONAL ASSOCIATION — 2022
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 177,788,000 | 175,384,000 | 176,792,000 | 182,089,000 |
| Total loans | 116,774,000 | 121,207,000 | 120,895,000 | 122,878,000 |
| Allowance for loan losses | 1,863,000 | 1,863,000 | 1,863,000 | 1,852,000 |
| Securities available for sale | 22,930,000 | 22,846,000 | 22,997,000 | 22,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,546,000 | 160,111,000 | 163,342,000 | 167,238,000 |
| Interest-bearing deposits | 125,344,000 | 125,471,000 | 127,316,000 | 132,728,000 |
| Noninterest-bearing deposits | 36,202,000 | 34,640,000 | 36,026,000 | 34,510,000 |
| Equity capital | 14,074,000 | 13,218,000 | 12,260,000 | 12,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 3,162,000 | 4,894,000 | 6,755,000 |
| Interest expense | 39,000 | 82,000 | 191,000 | 322,000 |
| Net interest income | 1,476,000 | 3,080,000 | 4,703,000 | 6,433,000 |
| Noninterest income | 225,000 | 481,000 | 681,000 | 872,000 |
| Noninterest expense | 1,182,000 | 2,386,000 | 3,662,000 | 4,978,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 519,000 | 1,175,000 | 1,722,000 | 2,327,000 |
| Income tax | 49,000 | 109,000 | 173,000 | 230,000 |
| Net income | 470,000 | 1,066,000 | 1,549,000 | 2,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,313,000 | 14,209,000 | 14,242,000 | 14,340,000 |
| Total capital | 15,717,000 | 15,651,000 | 15,700,000 | 15,828,000 |
| Risk-weighted assets | 111,928,000 | 115,012,000 | 116,249,000 | 118,724,000 |