Call reports 2021
KEEN BANK, NATIONAL ASSOCIATION — 2021
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 164,986,000 | 178,266,000 | 182,363,000 | 172,056,000 |
| Total loans | 106,206,000 | 107,781,000 | 107,296,000 | 111,586,000 |
| Allowance for loan losses | 1,722,000 | 1,722,000 | 1,859,000 | 1,864,000 |
| Securities available for sale | 12,349,000 | 14,852,000 | 20,119,000 | 22,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,534,000 | 159,524,000 | 164,887,000 | 155,092,000 |
| Interest-bearing deposits | 111,391,000 | 114,921,000 | 120,525,000 | 120,999,000 |
| Noninterest-bearing deposits | 34,143,000 | 44,603,000 | 44,362,000 | 34,093,000 |
| Equity capital | 15,198,000 | 15,282,000 | 15,667,000 | 14,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,545,000 | 3,100,000 | 4,996,000 | 6,501,000 |
| Interest expense | 85,000 | 154,000 | 290,000 | 351,000 |
| Net interest income | 1,460,000 | 2,946,000 | 4,706,000 | 6,150,000 |
| Noninterest income | 420,000 | 768,000 | 1,161,000 | 1,513,000 |
| Noninterest expense | 1,141,000 | 2,399,000 | 3,595,000 | 5,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 739,000 | 1,315,000 | 2,272,000 | 2,636,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 252,000 |
| Net income | 737,000 | 1,313,000 | 2,270,000 | 2,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,896,000 | 14,022,000 | 14,429,000 | 13,843,000 |
| Total capital | — | — | 15,743,000 | 15,202,000 |
| Risk-weighted assets | — | — | 104,611,000 | 108,252,000 |