Call reports 2020
KEEN BANK, NATIONAL ASSOCIATION — 2020
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 138,134,000 | 149,686,000 | 154,674,000 | 160,136,000 |
| Total loans | 106,121,000 | 114,153,000 | 115,135,000 | 107,047,000 |
| Allowance for loan losses | 1,476,000 | 1,726,000 | 1,724,000 | 1,724,000 |
| Securities available for sale | 10,128,000 | 10,388,000 | 10,289,000 | 12,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,450,000 | 131,271,000 | 135,703,000 | 140,851,000 |
| Interest-bearing deposits | 93,605,000 | 102,040,000 | 104,895,000 | 108,797,000 |
| Noninterest-bearing deposits | 25,845,000 | 29,231,000 | 30,808,000 | 32,054,000 |
| Equity capital | 14,421,000 | 14,104,000 | 14,408,000 | 14,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,590,000 | 3,199,000 | 4,811,000 | 6,590,000 |
| Interest expense | 201,000 | 354,000 | 479,000 | 577,000 |
| Net interest income | 1,389,000 | 2,845,000 | 4,332,000 | 6,013,000 |
| Noninterest income | 201,000 | 696,000 | 1,168,000 | 1,744,000 |
| Noninterest expense | 1,053,000 | 2,290,000 | 3,481,000 | 4,955,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 250,000 |
| Pretax income | 537,000 | 1,001,000 | 1,769,000 | 2,552,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 535,000 | 999,000 | 1,767,000 | 2,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,119,000 | 12,707,000 | 12,976,000 | 13,159,000 |