Call reports 2019
KEEN BANK, NATIONAL ASSOCIATION — 2019
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 135,268,000 | 133,935,000 | 139,967,000 | 142,069,000 |
| Total loans | 109,603,000 | 110,573,000 | 110,506,000 | 107,570,000 |
| Allowance for loan losses | 1,432,000 | 1,433,000 | 1,426,000 | 1,476,000 |
| Securities available for sale | 10,476,000 | 10,229,000 | 9,895,000 | 10,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,840,000 | 116,145,000 | 121,810,000 | 123,933,000 |
| Interest-bearing deposits | 93,755,000 | 95,070,000 | 98,957,000 | 100,085,000 |
| Noninterest-bearing deposits | 23,085,000 | 21,075,000 | 22,853,000 | 23,848,000 |
| Equity capital | 13,766,000 | 13,577,000 | 13,842,000 | 13,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 3,238,000 | 4,915,000 | 6,573,000 |
| Interest expense | 181,000 | 378,000 | 606,000 | 840,000 |
| Net interest income | 1,395,000 | 2,860,000 | 4,309,000 | 5,733,000 |
| Noninterest income | 153,000 | 382,000 | 646,000 | 971,000 |
| Noninterest expense | 1,050,000 | 2,199,000 | 3,220,000 | 4,438,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 498,000 | 1,043,000 | 1,735,000 | 2,216,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 496,000 | 1,041,000 | 1,733,000 | 2,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,640,000 | 12,360,000 | 12,603,000 | 12,584,000 |
| Total capital | 13,999,000 | 13,740,000 | 14,006,000 | 13,912,000 |
| Risk-weighted assets | 108,726,000 | 110,352,000 | 112,277,000 | 106,094,000 |