Call reports 2018
KEEN BANK, NATIONAL ASSOCIATION — 2018
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,349,000 | 133,859,000 | 129,943,000 | 135,650,000 |
| Total loans | 103,565,000 | 105,962,000 | 108,165,000 | 110,257,000 |
| Allowance for loan losses | 1,317,000 | 1,430,000 | 1,431,000 | 1,433,000 |
| Securities available for sale | 9,738,000 | 10,546,000 | 10,610,000 | 10,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,102,000 | 116,746,000 | 113,425,000 | 118,005,000 |
| Interest-bearing deposits | 92,622,000 | 94,042,000 | 91,344,000 | 95,712,000 |
| Noninterest-bearing deposits | 22,480,000 | 22,704,000 | 22,081,000 | 22,293,000 |
| Equity capital | 13,281,000 | 13,060,000 | 13,035,000 | 13,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,388,000 | 2,866,000 | 4,471,000 | 6,093,000 |
| Interest expense | 78,000 | 159,000 | 270,000 | 422,000 |
| Net interest income | 1,310,000 | 2,707,000 | 4,201,000 | 5,671,000 |
| Noninterest income | 172,000 | 354,000 | 505,000 | 696,000 |
| Noninterest expense | 977,000 | 2,009,000 | 3,036,000 | 4,221,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 505,000 | 1,049,000 | 1,667,000 | 2,143,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 503,000 | 1,047,000 | 1,665,000 | 2,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,307,000 | 12,101,000 | 12,119,000 | 12,145,000 |
| Total capital | 13,595,000 | 13,424,000 | 13,454,000 | 13,517,000 |
| Risk-weighted assets | 103,082,000 | 105,746,000 | 106,753,000 | 109,703,000 |