Call reports 2016
KEEN BANK, NATIONAL ASSOCIATION — 2016
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 121,933,000 | 128,407,000 | 123,706,000 | 132,992,000 |
| Total loans | 100,704,000 | 103,118,000 | 103,580,000 | 104,593,000 |
| Allowance for loan losses | 1,354,000 | 1,345,000 | 1,370,000 | 1,296,000 |
| Securities available for sale | 8,002,000 | 8,447,000 | 8,065,000 | 8,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,459,000 | 110,691,000 | 106,461,000 | 116,069,000 |
| Interest-bearing deposits | 84,673,000 | 90,906,000 | 84,763,000 | 93,549,000 |
| Noninterest-bearing deposits | 20,786,000 | 19,785,000 | 21,698,000 | 22,520,000 |
| Equity capital | 13,044,000 | 12,928,000 | 12,885,000 | 12,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,728,000 | 4,190,000 | 5,620,000 |
| Interest expense | 53,000 | 112,000 | 174,000 | 236,000 |
| Net interest income | 1,278,000 | 2,616,000 | 4,016,000 | 5,384,000 |
| Noninterest income | 186,000 | 391,000 | 613,000 | 781,000 |
| Noninterest expense | 1,030,000 | 2,047,000 | 3,085,000 | 4,180,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 75,000 |
| Pretax income | 438,000 | 964,000 | 1,523,000 | 1,914,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 436,000 | 962,000 | 1,521,000 | 1,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,850,000 | 11,676,000 | 11,635,000 | 11,576,000 |
| Total capital | 13,204,000 | 13,021,000 | 13,005,000 | 12,872,000 |
| Risk-weighted assets | 112,980,000 | 115,900,000 | 116,577,000 | 117,443,000 |