Call reports 2015
KEEN BANK, NATIONAL ASSOCIATION — 2015
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 124,807,000 | 126,807,000 | 123,338,000 | 127,073,000 |
| Total loans | 98,810,000 | 100,355,000 | 102,641,000 | 98,061,000 |
| Allowance for loan losses | 1,415,000 | 1,416,000 | 1,415,000 | 1,355,000 |
| Securities available for sale | 6,098,000 | 7,449,000 | 7,780,000 | 8,708,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,256,000 | 111,001,000 | 105,838,000 | 111,701,000 |
| Interest-bearing deposits | 86,627,000 | 91,231,000 | 85,369,000 | 89,388,000 |
| Noninterest-bearing deposits | 22,629,000 | 19,770,000 | 20,469,000 | 22,313,000 |
| Equity capital | 12,439,000 | 12,601,000 | 12,605,000 | 12,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,359,000 | 2,777,000 | 4,242,000 | 5,745,000 |
| Interest expense | 76,000 | 139,000 | 199,000 | 256,000 |
| Net interest income | 1,283,000 | 2,638,000 | 4,043,000 | 5,489,000 |
| Noninterest income | 192,000 | 401,000 | 603,000 | 787,000 |
| Noninterest expense | 955,000 | 2,004,000 | 3,051,000 | 4,186,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 520,000 | 1,035,000 | 1,595,000 | 2,008,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 518,000 | 1,033,000 | 1,593,000 | 2,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,276,000 | 11,491,000 | 11,450,000 | 11,414,000 |
| Total capital | 12,691,000 | 12,907,000 | 12,865,000 | 12,769,000 |
| Risk-weighted assets | 114,652,000 | 114,815,000 | 115,736,000 | 109,631,000 |