Call reports 2014
KEEN BANK, NATIONAL ASSOCIATION — 2014
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 123,546,000 | 122,165,000 | 125,063,000 | 130,657,000 |
| Total loans | 90,783,000 | 94,893,000 | 99,799,000 | 99,942,000 |
| Allowance for loan losses | 1,395,000 | 1,387,000 | 1,388,000 | 1,413,000 |
| Securities available for sale | 8,788,000 | 8,689,000 | 8,460,000 | 6,331,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,075,000 | 106,728,000 | 106,382,000 | 115,244,000 |
| Interest-bearing deposits | 85,369,000 | 85,622,000 | 85,679,000 | 93,154,000 |
| Noninterest-bearing deposits | 24,706,000 | 21,106,000 | 20,703,000 | 22,090,000 |
| Equity capital | 12,448,000 | 12,223,000 | 12,321,000 | 12,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,669,000 | 4,115,000 | 5,523,000 |
| Interest expense | 73,000 | 147,000 | 221,000 | 300,000 |
| Net interest income | 1,229,000 | 2,522,000 | 3,894,000 | 5,223,000 |
| Noninterest income | 147,000 | 352,000 | 531,000 | 744,000 |
| Noninterest expense | 952,000 | 1,932,000 | 2,931,000 | 4,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 424,000 | 942,000 | 1,494,000 | 1,923,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 422,000 | 940,000 | 1,492,000 | 1,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,358,000 | 11,076,000 | 11,179,000 | 11,158,000 |
| Total capital | 12,680,000 | 12,463,000 | 12,567,000 | 12,571,000 |
| Risk-weighted assets | 105,649,000 | 113,245,000 | 117,993,000 | 113,996,000 |