Call reports 2013
KEEN BANK, NATIONAL ASSOCIATION — 2013
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 112,315,000 | 117,409,000 | 117,251,000 | 120,123,000 |
| Total loans | 88,226,000 | 89,614,000 | 90,115,000 | 93,806,000 |
| Allowance for loan losses | 1,427,000 | 1,385,000 | 1,383,000 | 1,377,000 |
| Securities available for sale | 2,818,000 | 2,815,000 | 2,671,000 | 3,566,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,107,000 | 104,060,000 | 103,835,000 | 106,902,000 |
| Interest-bearing deposits | 76,967,000 | 82,917,000 | 80,761,000 | 83,359,000 |
| Noninterest-bearing deposits | 21,140,000 | 21,143,000 | 23,074,000 | 23,543,000 |
| Equity capital | 12,564,000 | 12,134,000 | 12,173,000 | 12,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,634,000 | 3,945,000 | 5,328,000 |
| Interest expense | 90,000 | 182,000 | 266,000 | 340,000 |
| Net interest income | 1,207,000 | 2,452,000 | 3,679,000 | 4,988,000 |
| Noninterest income | 256,000 | 455,000 | 633,000 | 807,000 |
| Noninterest expense | 938,000 | 1,979,000 | 2,952,000 | 3,963,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 525,000 | 928,000 | 1,360,000 | 1,832,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 523,000 | 926,000 | 1,358,000 | 1,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,327,000 | 10,980,000 | 11,014,000 | 10,935,000 |
| Total capital | 12,754,000 | 12,353,000 | 12,368,000 | 12,297,000 |
| Risk-weighted assets | 120,590,000 | 109,828,000 | 108,325,000 | 108,963,000 |