Call reports 2012
KEEN BANK, NATIONAL ASSOCIATION — 2012
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 109,164,000 | 111,968,000 | 107,382,000 | 113,211,000 |
| Total loans | 84,996,000 | 86,449,000 | 84,419,000 | 88,782,000 |
| Allowance for loan losses | 1,423,000 | 1,416,000 | 1,417,000 | 1,423,000 |
| Securities available for sale | 4,784,000 | 4,514,000 | 4,503,000 | 3,911,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,576,000 | 96,196,000 | 92,687,000 | 99,086,000 |
| Interest-bearing deposits | 75,653,000 | 78,172,000 | 73,230,000 | 75,611,000 |
| Noninterest-bearing deposits | 17,923,000 | 18,024,000 | 19,457,000 | 23,475,000 |
| Equity capital | 12,201,000 | 12,331,000 | 12,464,000 | 12,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,767,000 | 4,170,000 | 5,511,000 |
| Interest expense | 142,000 | 275,000 | 396,000 | 499,000 |
| Net interest income | 1,245,000 | 2,492,000 | 3,774,000 | 5,012,000 |
| Noninterest income | 495,000 | 836,000 | 1,272,000 | 1,683,000 |
| Noninterest expense | 967,000 | 1,965,000 | 2,943,000 | 4,236,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 75,000 |
| Pretax income | 748,000 | 1,338,000 | 2,078,000 | 2,384,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 746,000 | 1,336,000 | 2,076,000 | 2,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,922,000 | 11,060,000 | 11,199,000 | 10,805,000 |
| Total capital | 12,345,000 | 12,476,000 | 12,616,000 | 12,228,000 |
| Risk-weighted assets | 114,367,000 | 116,477,000 | 116,276,000 | 121,289,000 |