Call reports 2011
KEEN BANK, NATIONAL ASSOCIATION — 2011
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 116,830,000 | 117,399,000 | 114,505,000 | 115,207,000 |
| Total loans | 83,910,000 | 86,846,000 | 85,458,000 | 85,709,000 |
| Allowance for loan losses | 1,433,000 | 1,352,000 | 1,375,000 | 1,379,000 |
| Securities available for sale | 5,518,000 | 6,115,000 | 5,090,000 | 5,372,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,040,000 | 100,563,000 | 98,541,000 | 99,536,000 |
| Interest-bearing deposits | 80,942,000 | 84,501,000 | 81,487,000 | 79,698,000 |
| Noninterest-bearing deposits | 19,098,000 | 16,062,000 | 17,054,000 | 19,838,000 |
| Equity capital | 11,836,000 | 11,903,000 | 12,045,000 | 11,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,827,000 | 4,246,000 | 5,679,000 |
| Interest expense | 194,000 | 388,000 | 569,000 | 732,000 |
| Net interest income | 1,219,000 | 2,439,000 | 3,677,000 | 4,947,000 |
| Noninterest income | 175,000 | 351,000 | 638,000 | 1,026,000 |
| Noninterest expense | 934,000 | 1,832,000 | 2,721,000 | 3,856,000 |
| Provision for loan losses | 25,000 | 75,000 | 125,000 | 250,000 |
| Pretax income | 435,000 | 883,000 | 1,469,000 | 1,867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 883,000 | 1,469,000 | 1,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,549,000 | 10,597,000 | 10,733,000 | 10,629,000 |
| Total capital | 11,857,000 | 11,944,000 | 12,106,000 | 12,008,000 |
| Risk-weighted assets | 107,943,000 | 111,464,000 | 109,855,000 | 112,141,000 |