Call reports 2010
KEEN BANK, NATIONAL ASSOCIATION — 2010
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 108,976,000 | 110,225,000 | 112,622,000 | 110,024,000 |
| Total loans | 89,267,000 | 86,921,000 | 87,920,000 | 86,452,000 |
| Allowance for loan losses | 1,282,000 | 1,397,000 | 1,468,000 | 1,415,000 |
| Securities available for sale | 4,919,000 | 4,776,000 | 4,096,000 | 3,654,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,297,000 | 92,505,000 | 95,113,000 | 92,838,000 |
| Interest-bearing deposits | 74,866,000 | 79,681,000 | 77,922,000 | 77,972,000 |
| Noninterest-bearing deposits | 15,431,000 | 12,825,000 | 17,191,000 | 14,866,000 |
| Equity capital | 11,603,000 | 11,691,000 | 11,986,000 | 11,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 3,043,000 | 4,510,000 | 5,971,000 |
| Interest expense | 273,000 | 539,000 | 786,000 | 1,015,000 |
| Net interest income | 1,251,000 | 2,504,000 | 3,724,000 | 4,956,000 |
| Noninterest income | 193,000 | 434,000 | 995,000 | 1,425,000 |
| Noninterest expense | 918,000 | 1,833,000 | 2,764,000 | 3,882,000 |
| Provision for loan losses | 75,000 | 150,000 | 250,000 | 425,000 |
| Pretax income | 451,000 | 955,000 | 1,705,000 | 2,074,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 449,000 | 953,000 | 1,703,000 | 2,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,277,000 | 10,353,000 | 10,649,000 | 10,464,000 |
| Total capital | 11,554,000 | 11,635,000 | 11,976,000 | 11,831,000 |
| Risk-weighted assets | 102,184,000 | 102,450,000 | 106,011,000 | 109,350,000 |