Call reports 2009
KEEN BANK, NATIONAL ASSOCIATION — 2009
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,982,000 | 112,177,000 | 112,935,000 | 112,301,000 |
| Total loans | 90,920,000 | 92,015,000 | 91,209,000 | 89,004,000 |
| Allowance for loan losses | 1,149,000 | 1,250,000 | 1,249,000 | 1,231,000 |
| Securities available for sale | 6,499,000 | 6,093,000 | 5,571,000 | 4,986,000 |
| Securities held to maturity | 3,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,661,000 | 92,898,000 | 93,323,000 | 95,027,000 |
| Interest-bearing deposits | 79,318,000 | 80,261,000 | 78,089,000 | 79,844,000 |
| Noninterest-bearing deposits | 14,343,000 | 12,637,000 | 15,234,000 | 15,183,000 |
| Equity capital | 11,603,000 | 11,605,000 | 11,672,000 | 11,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,310,000 | 4,922,000 | 6,499,000 |
| Interest expense | 424,000 | 821,000 | 1,171,000 | 1,495,000 |
| Net interest income | 1,258,000 | 2,489,000 | 3,751,000 | 5,004,000 |
| Noninterest income | 296,000 | 628,000 | 865,000 | 1,050,000 |
| Noninterest expense | 860,000 | 1,801,000 | 2,824,000 | 3,830,000 |
| Provision for loan losses | 50,000 | 100,000 | 125,000 | 300,000 |
| Pretax income | 644,000 | 1,216,000 | 1,667,000 | 1,924,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 644,000 | 1,216,000 | 1,667,000 | 1,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,299,000 | 10,319,000 | 10,320,000 | 10,178,000 |
| Total capital | 11,448,000 | 11,569,000 | 11,569,000 | 11,409,000 |
| Risk-weighted assets | 102,903,000 | 106,056,000 | 107,421,000 | 103,155,000 |