Call reports 2008
KEEN BANK, NATIONAL ASSOCIATION — 2008
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 110,558,000 | 114,821,000 | 116,635,000 | 117,909,000 |
| Total loans | 90,189,000 | 93,152,000 | 92,340,000 | 94,970,000 |
| Allowance for loan losses | 1,071,000 | 1,021,000 | 1,079,000 | 1,074,000 |
| Securities available for sale | 9,036,000 | 9,080,000 | 8,743,000 | 8,774,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,389,000 | 93,346,000 | 97,506,000 | 97,737,000 |
| Interest-bearing deposits | 77,136,000 | 79,656,000 | 82,091,000 | 82,229,000 |
| Noninterest-bearing deposits | 13,253,000 | 13,691,000 | 15,415,000 | 15,508,000 |
| Equity capital | 11,259,000 | 11,237,000 | 11,271,000 | 11,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,833,000 | 3,611,000 | 5,409,000 | 7,204,000 |
| Interest expense | 650,000 | 1,204,000 | 1,750,000 | 2,278,000 |
| Net interest income | 1,183,000 | 2,407,000 | 3,659,000 | 4,926,000 |
| Noninterest income | 265,000 | 558,000 | 852,000 | 1,162,000 |
| Noninterest expense | 882,000 | 1,797,000 | 2,721,000 | 3,710,000 |
| Provision for loan losses | 0 | 105,000 | 305,000 | 405,000 |
| Pretax income | 566,000 | 1,063,000 | 1,485,000 | 1,973,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 566,000 | 1,063,000 | 1,485,000 | 1,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,954,000 | 10,050,000 | 10,068,000 | 10,104,000 |
| Total capital | 11,025,000 | 11,071,000 | 11,147,000 | 11,178,000 |
| Risk-weighted assets | 103,002,000 | 102,825,000 | 102,183,000 | 105,385,000 |