Call reports 2007
KEEN BANK, NATIONAL ASSOCIATION — 2007
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 104,954,000 | 106,171,000 | 109,429,000 | 113,988,000 |
| Total loans | 82,046,000 | 84,747,000 | 86,438,000 | 90,610,000 |
| Allowance for loan losses | 1,114,000 | 1,086,000 | 1,026,000 | 1,091,000 |
| Securities available for sale | 9,854,000 | 10,363,000 | 10,984,000 | 9,742,000 |
| Securities held to maturity | 4,000 | 4,000 | 4,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,865,000 | 86,652,000 | 88,318,000 | 96,155,000 |
| Interest-bearing deposits | 74,404,000 | 73,849,000 | 75,984,000 | 82,913,000 |
| Noninterest-bearing deposits | 13,461,000 | 12,803,000 | 12,334,000 | 13,242,000 |
| Equity capital | 11,226,000 | 10,898,000 | 10,946,000 | 11,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,735,000 | 3,477,000 | 5,250,000 | 7,234,000 |
| Interest expense | 625,000 | 1,259,000 | 1,938,000 | 2,652,000 |
| Net interest income | 1,110,000 | 2,218,000 | 3,312,000 | 4,582,000 |
| Noninterest income | 203,000 | 437,000 | 713,000 | 957,000 |
| Noninterest expense | 877,000 | 1,761,000 | 2,651,000 | 3,633,000 |
| Provision for loan losses | 3,000 | 3,000 | 103,000 | 163,000 |
| Pretax income | 433,000 | 891,000 | 1,271,000 | 1,743,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 433,000 | 891,000 | 1,271,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,085,000 | 9,817,000 | 9,794,000 | 9,840,000 |
| Total capital | 11,141,000 | 10,903,000 | 10,820,000 | 10,931,000 |
| Risk-weighted assets | 84,422,000 | 91,332,000 | 96,742,000 | 103,879,000 |