Call reports 2006
KEEN BANK, NATIONAL ASSOCIATION — 2006
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 109,580,000 | 110,469,000 | 109,953,000 | 111,020,000 |
| Total loans | 87,641,000 | 88,932,000 | 86,988,000 | 85,041,000 |
| Allowance for loan losses | 1,123,000 | 1,119,000 | 1,117,000 | 1,113,000 |
| Securities available for sale | 10,307,000 | 10,338,000 | 10,384,000 | 10,272,000 |
| Securities held to maturity | 5,000 | 5,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,114,000 | 91,238,000 | 91,403,000 | 93,814,000 |
| Interest-bearing deposits | 76,098,000 | 77,918,000 | 78,417,000 | 78,531,000 |
| Noninterest-bearing deposits | 13,016,000 | 13,320,000 | 12,986,000 | 15,283,000 |
| Equity capital | 10,758,000 | 10,803,000 | 10,949,000 | 10,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,448,000 | 5,211,000 | 7,018,000 |
| Interest expense | 528,000 | 1,091,000 | 1,711,000 | 2,366,000 |
| Net interest income | 1,155,000 | 2,357,000 | 3,500,000 | 4,652,000 |
| Noninterest income | 175,000 | 382,000 | 586,000 | 955,000 |
| Noninterest expense | 815,000 | 1,680,000 | 2,553,000 | 3,476,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 328,000 |
| Pretax income | 512,000 | 1,056,000 | 1,530,000 | 1,803,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 510,000 | 1,054,000 | 1,528,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,650,000 | 9,768,000 | 9,819,000 | 9,651,000 |
| Total capital | 10,725,000 | 10,887,000 | 10,936,000 | 10,721,000 |
| Risk-weighted assets | 85,965,000 | 95,762,000 | 95,867,000 | 88,301,000 |