Call reports 2002
KEEN BANK, NATIONAL ASSOCIATION — 2002
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 117,752,000 | 117,044,000 | 117,364,000 | 120,778,000 |
| Total loans | 88,889,000 | 90,557,000 | 88,721,000 | 84,163,000 |
| Allowance for loan losses | 1,081,000 | 1,110,000 | 1,124,000 | 1,174,000 |
| Securities available for sale | 13,209,000 | 11,691,000 | 11,833,000 | 12,998,000 |
| Securities held to maturity | 14,000 | 14,000 | 13,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,770,000 | 97,144,000 | 97,462,000 | 100,792,000 |
| Interest-bearing deposits | 89,684,000 | 86,572,000 | 85,213,000 | 84,941,000 |
| Noninterest-bearing deposits | 11,086,000 | 10,572,000 | 12,249,000 | 15,851,000 |
| Equity capital | 10,343,000 | 10,345,000 | 10,469,000 | 10,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,922,000 | 3,854,000 | 5,739,000 | 7,564,000 |
| Interest expense | 724,000 | 1,393,000 | 2,055,000 | 2,708,000 |
| Net interest income | 1,198,000 | 2,461,000 | 3,684,000 | 4,856,000 |
| Noninterest income | 183,000 | 343,000 | 521,000 | 702,000 |
| Noninterest expense | 898,000 | 1,813,000 | 2,716,000 | 3,686,000 |
| Provision for loan losses | 50,000 | 75,000 | 175,000 | 182,000 |
| Pretax income | 439,000 | 922,000 | 1,322,000 | 1,698,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 10,000 |
| Net income | 430,000 | 913,000 | 1,313,000 | 1,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,851,000 | 8,761,000 | 8,814,000 | 9,039,000 |
| Total capital | 9,889,000 | 9,813,000 | 9,837,000 | 10,036,000 |
| Risk-weighted assets | 82,984,000 | 84,091,000 | 81,742,000 | 79,592,000 |