Call reports 2001
KEEN BANK, NATIONAL ASSOCIATION — 2001
What KEEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,134,000 | 128,953,000 | 127,145,000 | 125,895,000 |
| Total loans | 94,480,000 | 93,619,000 | 92,555,000 | 91,895,000 |
| Allowance for loan losses | 1,034,000 | 1,033,000 | 1,080,000 | 1,035,000 |
| Securities available for sale | 17,584,000 | 16,708,000 | 17,322,000 | 13,493,000 |
| Securities held to maturity | 19,000 | 18,000 | 16,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,090,000 | 107,877,000 | 105,537,000 | 107,377,000 |
| Interest-bearing deposits | 95,331,000 | 94,080,000 | 94,284,000 | 94,974,000 |
| Noninterest-bearing deposits | 10,759,000 | 13,797,000 | 11,253,000 | 12,403,000 |
| Equity capital | 10,950,000 | 10,442,000 | 10,565,000 | 10,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,495,000 | 4,876,000 | 7,247,000 | 9,483,000 |
| Interest expense | 1,270,000 | 2,443,000 | 3,556,000 | 4,448,000 |
| Net interest income | 1,225,000 | 2,433,000 | 3,691,000 | 5,035,000 |
| Noninterest income | 186,000 | 348,000 | 529,000 | 700,000 |
| Noninterest expense | 918,000 | 1,758,000 | 2,696,000 | 3,796,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 420,000 |
| Pretax income | 493,000 | 1,023,000 | 1,503,000 | 1,751,000 |
| Income tax | 20,000 | 83,000 | 88,000 | 88,000 |
| Net income | 473,000 | 940,000 | 1,415,000 | 1,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,065,000 | 8,610,000 | 8,665,000 | 8,768,000 |
| Total capital | 10,099,000 | 9,643,000 | 9,745,000 | 9,803,000 |
| Risk-weighted assets | 91,939,000 | 91,450,000 | 90,577,000 | 87,718,000 |