Call reports 2006
CITIZENS BANK, THE — 2006
What CITIZENS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 124,593,000 | 124,538,000 | 132,304,000 | 133,092,000 |
| Total loans | 44,127,000 | 46,248,000 | 47,703,000 | 47,391,000 |
| Allowance for loan losses | 814,000 | 814,000 | 815,000 | 841,000 |
| Securities available for sale | 7,679,000 | 7,593,000 | 7,764,000 | 7,764,000 |
| Securities held to maturity | 67,398,000 | 66,451,000 | 68,597,000 | 69,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,283,000 | 102,005,000 | 109,252,000 | 109,550,000 |
| Interest-bearing deposits | 92,283,000 | 92,658,000 | 99,850,000 | 99,558,000 |
| Noninterest-bearing deposits | 10,000,000 | 9,347,000 | 9,402,000 | 9,992,000 |
| Equity capital | 21,747,000 | 21,952,000 | 22,609,000 | 22,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,527,000 | 5,406,000 | 7,355,000 |
| Interest expense | 754,000 | 1,570,000 | 2,488,000 | 3,566,000 |
| Net interest income | 986,000 | 1,957,000 | 2,918,000 | 3,789,000 |
| Noninterest income | 105,000 | 222,000 | 360,000 | 683,000 |
| Noninterest expense | 344,000 | 803,000 | 1,197,000 | 1,768,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 90,000 |
| Pretax income | 747,000 | 1,366,000 | 2,061,000 | 2,614,000 |
| Income tax | 145,000 | 285,000 | 425,000 | 575,000 |
| Net income | 602,000 | 1,081,000 | 1,636,000 | 2,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,858,000 | 22,115,000 | 22,670,000 | 22,585,000 |
| Total capital | 22,536,000 | 22,809,000 | 23,400,000 | 23,318,000 |
| Risk-weighted assets | 54,086,000 | 55,376,000 | 58,288,000 | 58,502,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.