Call reports 2023
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2023
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,195,748,000 | 2,212,412,000 | 2,187,460,000 | 2,190,782,000 |
| Total loans | 1,647,881,000 | 1,682,115,000 | 1,705,484,000 | 1,706,430,000 |
| Allowance for loan losses | 21,544,000 | 20,681,000 | 21,449,000 | 20,506,000 |
| Securities available for sale | 349,850,000 | 342,690,000 | 335,656,000 | 349,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,895,700,000 | 1,887,894,000 | 1,910,325,000 | 1,877,110,000 |
| Interest-bearing deposits | 1,436,034,000 | 1,474,383,000 | 1,507,892,000 | 1,494,054,000 |
| Noninterest-bearing deposits | 459,666,000 | 413,511,000 | 402,433,000 | 383,056,000 |
| Equity capital | 221,550,000 | 222,873,000 | 220,588,000 | 236,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 26,288,000 | 54,273,000 | 83,340,000 | 113,276,000 |
| Interest expense | 5,203,000 | 12,747,000 | 21,888,000 | 32,102,000 |
| Net interest income | 21,085,000 | 41,526,000 | 61,452,000 | 81,174,000 |
| Noninterest income | 4,368,000 | 8,643,000 | 12,905,000 | 17,272,000 |
| Noninterest expense | 14,588,000 | 29,817,000 | 45,516,000 | 61,725,000 |
| Provision for loan losses | 492,000 | 461,000 | 589,000 | -244,000 |
| Pretax income | 9,739,000 | 19,303,000 | 27,541,000 | 36,188,000 |
| Income tax | 2,169,000 | 4,322,000 | 5,995,000 | 7,809,000 |
| Net income | 7,570,000 | 14,981,000 | 21,546,000 | 28,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 249,966,000 | 255,998,000 | 260,933,000 | 264,967,000 |
| Total capital | 271,510,000 | 276,679,000 | 282,382,000 | 287,218,000 |
| Risk-weighted assets | 1,747,448,000 | 1,766,658,000 | 1,783,117,000 | 1,779,550,000 |