Call reports 2022
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2022
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,356,379,000 | 2,285,098,000 | 2,255,380,000 | 2,192,138,000 |
| Total loans | 1,530,512,000 | 1,585,685,000 | 1,599,896,000 | 1,633,011,000 |
| Allowance for loan losses | 22,027,000 | 22,865,000 | 22,232,000 | 20,736,000 |
| Securities available for sale | 302,383,000 | 329,032,000 | 343,253,000 | 345,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,100,788,000 | 2,045,365,000 | 2,021,780,000 | 1,947,579,000 |
| Interest-bearing deposits | 1,587,476,000 | 1,542,179,000 | 1,529,859,000 | 1,479,366,000 |
| Noninterest-bearing deposits | 513,312,000 | 503,186,000 | 491,921,000 | 468,213,000 |
| Equity capital | 221,498,000 | 210,991,000 | 204,332,000 | 213,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,295,000 | 36,577,000 | 59,247,000 | 84,641,000 |
| Interest expense | 1,176,000 | 2,282,000 | 4,131,000 | 7,554,000 |
| Net interest income | 16,119,000 | 34,295,000 | 55,116,000 | 77,087,000 |
| Noninterest income | 3,862,000 | 7,772,000 | 11,384,000 | 15,464,000 |
| Noninterest expense | 13,865,000 | 28,646,000 | 43,788,000 | 58,905,000 |
| Provision for loan losses | 1,027,000 | 4,001,000 | 3,434,000 | 2,890,000 |
| Pretax income | 5,089,000 | 9,420,000 | 19,278,000 | 30,636,000 |
| Income tax | 1,073,000 | 1,981,000 | 4,170,000 | 6,649,000 |
| Net income | 4,016,000 | 7,439,000 | 15,108,000 | 23,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,928,000 | 231,927,000 | 238,305,000 | 245,896,000 |
| Total capital | 253,358,000 | 252,986,000 | 259,711,000 | 266,632,000 |
| Risk-weighted assets | 1,632,791,000 | 1,682,876,000 | 1,711,678,000 | 1,738,088,000 |