Call reports 2020
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2020
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,918,538,000 | 2,067,672,000 | 2,105,476,000 | 2,158,948,000 |
| Total loans | 1,487,519,000 | 1,618,663,000 | 1,588,828,000 | 1,560,570,000 |
| Allowance for loan losses | 22,838,000 | 21,038,000 | 20,909,000 | 21,264,000 |
| Securities available for sale | 171,738,000 | 159,715,000 | 197,796,000 | 185,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,642,956,000 | 1,811,873,000 | 1,848,357,000 | 1,898,136,000 |
| Interest-bearing deposits | 1,364,965,000 | 1,398,821,000 | 1,441,748,000 | 1,466,592,000 |
| Noninterest-bearing deposits | 277,991,000 | 413,052,000 | 406,609,000 | 431,544,000 |
| Equity capital | 195,903,000 | 198,075,000 | 200,584,000 | 204,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 20,186,000 | 39,022,000 | 57,432,000 | 75,705,000 |
| Interest expense | 4,731,000 | 8,597,000 | 11,974,000 | 14,894,000 |
| Net interest income | 15,455,000 | 30,425,000 | 45,458,000 | 60,811,000 |
| Noninterest income | 3,408,000 | 7,088,000 | 11,335,000 | 16,025,000 |
| Noninterest expense | 13,148,000 | 25,305,000 | 37,757,000 | 50,682,000 |
| Provision for loan losses | 9,435,000 | 11,985,000 | 13,915,000 | 14,675,000 |
| Pretax income | -3,705,000 | 288,000 | 5,186,000 | 11,544,000 |
| Income tax | -921,000 | -166,000 | 921,000 | 2,281,000 |
| Net income | -2,784,000 | 454,000 | 4,265,000 | 9,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 189,263,000 | 191,102,000 | 194,064,000 | 198,183,000 |
| Total capital | 207,950,000 | 209,078,000 | 211,844,000 | 216,483,000 |
| Risk-weighted assets | 1,490,793,000 | 1,435,022,000 | 1,419,276,000 | 1,461,053,000 |