Call reports 2019
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2019
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,821,517,000 | 1,838,756,000 | 1,865,737,000 | 1,883,140,000 |
| Total loans | 1,499,859,000 | 1,482,578,000 | 1,500,408,000 | 1,516,938,000 |
| Allowance for loan losses | 20,081,000 | 21,174,000 | 21,164,000 | 21,066,000 |
| Securities available for sale | 149,168,000 | 153,914,000 | 162,918,000 | 159,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,506,635,000 | 1,537,066,000 | 1,562,942,000 | 1,593,815,000 |
| Interest-bearing deposits | 1,249,762,000 | 1,268,797,000 | 1,291,477,000 | 1,316,596,000 |
| Noninterest-bearing deposits | 256,873,000 | 268,269,000 | 271,465,000 | 277,219,000 |
| Equity capital | 188,994,000 | 194,230,000 | 195,579,000 | 197,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 20,874,000 | 42,406,000 | 63,870,000 | 85,308,000 |
| Interest expense | 5,230,000 | 10,410,000 | 15,758,000 | 20,948,000 |
| Net interest income | 15,644,000 | 31,996,000 | 48,112,000 | 64,360,000 |
| Noninterest income | 3,227,000 | 6,865,000 | 10,339,000 | 13,921,000 |
| Noninterest expense | 12,431,000 | 24,778,000 | 37,509,000 | 51,195,000 |
| Provision for loan losses | 1,050,000 | 2,250,000 | 2,250,000 | 2,450,000 |
| Pretax income | 5,386,000 | 11,830,000 | 18,691,000 | 24,627,000 |
| Income tax | 1,103,000 | 2,481,000 | 3,958,000 | 5,257,000 |
| Net income | 4,283,000 | 9,349,000 | 14,733,000 | 19,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,177,000 | 190,768,000 | 191,516,000 | 193,421,000 |
| Total capital | 205,752,000 | 209,184,000 | 210,283,000 | 212,220,000 |
| Risk-weighted assets | 1,484,471,000 | 1,470,519,000 | 1,498,951,000 | 1,501,686,000 |