Call reports 2018
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2018
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,721,632,000 | 1,775,765,000 | 1,797,120,000 | 1,803,725,000 |
| Total loans | 1,425,729,000 | 1,468,957,000 | 1,498,040,000 | 1,489,975,000 |
| Allowance for loan losses | 16,866,000 | 17,147,000 | 18,234,000 | 19,144,000 |
| Securities available for sale | 151,786,000 | 154,467,000 | 146,089,000 | 149,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,406,263,000 | 1,447,388,000 | 1,472,871,000 | 1,498,570,000 |
| Interest-bearing deposits | 1,161,433,000 | 1,183,079,000 | 1,211,442,000 | 1,242,503,000 |
| Noninterest-bearing deposits | 244,830,000 | 264,309,000 | 261,429,000 | 256,067,000 |
| Equity capital | 171,773,000 | 176,327,000 | 179,586,000 | 184,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 18,594,000 | 38,427,000 | 59,223,000 | 80,319,000 |
| Interest expense | 3,161,000 | 6,814,000 | 11,071,000 | 15,997,000 |
| Net interest income | 15,433,000 | 31,613,000 | 48,152,000 | 64,322,000 |
| Noninterest income | 3,216,000 | 6,760,000 | 10,069,000 | 13,320,000 |
| Noninterest expense | 13,119,000 | 24,607,000 | 36,436,000 | 49,244,000 |
| Provision for loan losses | 200,000 | 500,000 | 1,800,000 | 2,700,000 |
| Pretax income | 5,330,000 | 13,266,000 | 19,985,000 | 25,698,000 |
| Income tax | 1,107,000 | 2,828,000 | 4,271,000 | 5,508,000 |
| Net income | 4,223,000 | 10,438,000 | 15,714,000 | 20,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,199,000 | 177,166,000 | 181,193,000 | 184,420,000 |
| Total capital | 189,065,000 | 194,313,000 | 199,427,000 | 202,757,000 |
| Risk-weighted assets | 1,421,285,000 | 1,450,220,000 | 1,478,588,000 | 1,466,126,000 |