Call reports 2017
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2017
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,667,237,000 | 1,666,852,000 | 1,661,014,000 | 1,705,508,000 |
| Total loans | 1,320,543,000 | 1,356,139,000 | 1,406,360,000 | 1,401,842,000 |
| Allowance for loan losses | 15,704,000 | 16,415,000 | 16,792,000 | 16,689,000 |
| Securities available for sale | 191,379,000 | 181,897,000 | 167,306,000 | 158,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,304,800,000 | 1,330,196,000 | 1,325,717,000 | 1,387,223,000 |
| Interest-bearing deposits | 1,087,948,000 | 1,108,885,000 | 1,099,368,000 | 1,137,642,000 |
| Noninterest-bearing deposits | 216,852,000 | 221,311,000 | 226,349,000 | 249,581,000 |
| Equity capital | 164,529,000 | 167,703,000 | 170,220,000 | 170,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,508,000 | 33,806,000 | 51,872,000 | 70,425,000 |
| Interest expense | 2,376,000 | 4,969,000 | 7,662,000 | 10,566,000 |
| Net interest income | 14,132,000 | 28,837,000 | 44,210,000 | 59,859,000 |
| Noninterest income | 2,752,000 | 5,532,000 | 8,325,000 | 11,514,000 |
| Noninterest expense | 11,006,000 | 22,007,000 | 32,866,000 | 44,498,000 |
| Provision for loan losses | 650,000 | 1,475,000 | 3,575,000 | 4,175,000 |
| Pretax income | 5,228,000 | 10,950,000 | 16,173,000 | 22,779,000 |
| Income tax | 1,677,000 | 3,578,000 | 5,279,000 | 10,321,000 |
| Net income | 3,551,000 | 7,372,000 | 10,894,000 | 12,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,879,000 | 165,677,000 | 168,174,000 | 168,879,000 |
| Total capital | 178,583,000 | 182,092,000 | 184,966,000 | 185,568,000 |
| Risk-weighted assets | 1,344,525,000 | 1,376,691,000 | 1,408,932,000 | 1,402,259,000 |