Call reports 2016
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2016
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,423,620,000 | 1,500,673,000 | 1,519,611,000 | 1,608,296,000 |
| Total loans | 1,152,330,000 | 1,169,109,000 | 1,211,755,000 | 1,272,868,000 |
| Allowance for loan losses | 13,090,000 | 13,558,000 | 14,225,000 | 14,992,000 |
| Securities available for sale | 199,916,000 | 189,326,000 | 200,373,000 | 194,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,123,706,000 | 1,202,371,000 | 1,224,253,000 | 1,267,390,000 |
| Interest-bearing deposits | 952,324,000 | 1,004,119,000 | 1,034,640,000 | 1,061,538,000 |
| Noninterest-bearing deposits | 171,382,000 | 198,252,000 | 189,613,000 | 205,852,000 |
| Equity capital | 156,612,000 | 159,504,000 | 161,729,000 | 161,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,019,000 | 30,347,000 | 46,012,000 | 62,249,000 |
| Interest expense | 1,990,000 | 4,053,000 | 6,236,000 | 8,401,000 |
| Net interest income | 13,029,000 | 26,294,000 | 39,776,000 | 53,848,000 |
| Noninterest income | 2,207,000 | 4,673,000 | 7,307,000 | 9,953,000 |
| Noninterest expense | 10,284,000 | 20,537,000 | 30,739,000 | 41,102,000 |
| Provision for loan losses | 800,000 | 1,600,000 | 2,400,000 | 3,000,000 |
| Pretax income | 4,346,000 | 9,024,000 | 14,138,000 | 19,893,000 |
| Income tax | 1,361,000 | 2,837,000 | 4,448,000 | 6,331,000 |
| Net income | 2,985,000 | 6,187,000 | 9,690,000 | 13,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,053,000 | 154,324,000 | 156,897,000 | 159,832,000 |
| Total capital | 165,143,000 | 167,882,000 | 171,122,000 | 174,824,000 |
| Risk-weighted assets | 1,155,396,000 | 1,190,723,000 | 1,232,216,000 | 1,290,755,000 |