Call reports 2015
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2015
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,320,375,000 | 1,369,410,000 | 1,393,367,000 | 1,452,589,000 |
| Total loans | 1,023,050,000 | 1,043,263,000 | 1,057,029,000 | 1,124,503,000 |
| Allowance for loan losses | 11,435,000 | 11,966,000 | 12,380,000 | 12,704,000 |
| Securities available for sale | 218,895,000 | 213,637,000 | 210,678,000 | 213,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,076,828,000 | 1,083,190,000 | 1,096,194,000 | 1,109,016,000 |
| Interest-bearing deposits | 939,512,000 | 937,911,000 | 949,688,000 | 931,168,000 |
| Noninterest-bearing deposits | 137,316,000 | 145,279,000 | 146,506,000 | 177,848,000 |
| Equity capital | 127,134,000 | 128,936,000 | 131,852,000 | 152,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,695,000 | 27,507,000 | 41,630,000 | 56,029,000 |
| Interest expense | 1,959,000 | 3,885,000 | 5,928,000 | 7,968,000 |
| Net interest income | 11,736,000 | 23,622,000 | 35,702,000 | 48,061,000 |
| Noninterest income | 1,941,000 | 4,101,000 | 6,335,000 | 9,257,000 |
| Noninterest expense | 9,438,000 | 18,255,000 | 27,638,000 | 37,554,000 |
| Provision for loan losses | 1,000,000 | 1,800,000 | 2,300,000 | 3,500,000 |
| Pretax income | 3,610,000 | 8,039,000 | 12,591,000 | 16,756,000 |
| Income tax | 1,068,000 | 2,422,000 | 3,832,000 | 5,086,000 |
| Net income | 2,542,000 | 5,617,000 | 8,759,000 | 11,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,739,000 | 124,516,000 | 126,991,000 | 149,073,000 |
| Total capital | 133,174,000 | 136,482,000 | 139,371,000 | 161,777,000 |
| Risk-weighted assets | 1,033,610,000 | 1,061,480,000 | 1,070,742,000 | 1,138,374,000 |