Call reports 2014
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2014
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,182,263,000 | 1,197,485,000 | 1,200,407,000 | 1,210,634,000 |
| Total loans | 874,272,000 | 889,760,000 | 893,585,000 | 921,454,000 |
| Allowance for loan losses | 10,313,000 | 10,460,000 | 10,713,000 | 11,162,000 |
| Securities available for sale | 223,505,000 | 226,586,000 | 228,803,000 | 213,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 966,086,000 | 970,966,000 | 960,889,000 | 956,908,000 |
| Interest-bearing deposits | 836,826,000 | 855,293,000 | 841,141,000 | 833,300,000 |
| Noninterest-bearing deposits | 129,260,000 | 115,673,000 | 119,748,000 | 123,608,000 |
| Equity capital | 116,916,000 | 120,074,000 | 121,845,000 | 124,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,431,000 | 24,814,000 | 37,500,000 | 50,466,000 |
| Interest expense | 1,942,000 | 3,968,000 | 5,941,000 | 7,840,000 |
| Net interest income | 10,489,000 | 20,846,000 | 31,559,000 | 42,626,000 |
| Noninterest income | 1,733,000 | 3,614,000 | 5,658,000 | 7,580,000 |
| Noninterest expense | 7,528,000 | 15,350,000 | 23,256,000 | 31,951,000 |
| Provision for loan losses | 550,000 | 850,000 | 1,100,000 | 1,600,000 |
| Pretax income | 4,144,000 | 8,260,000 | 13,007,000 | 17,173,000 |
| Income tax | 1,014,000 | 2,194,000 | 3,635,000 | 4,917,000 |
| Net income | 3,130,000 | 6,066,000 | 9,372,000 | 12,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,359,000 | 116,666,000 | 119,349,000 | 121,634,000 |
| Total capital | 124,672,000 | 127,126,000 | 130,062,000 | 132,796,000 |
| Risk-weighted assets | 908,327,000 | 929,141,000 | 927,553,000 | 946,582,000 |