Call reports 2013
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2013
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,060,501,000 | 1,096,007,000 | 1,113,667,000 | 1,147,378,000 |
| Total loans | 763,392,000 | 770,866,000 | 816,573,000 | 860,949,000 |
| Allowance for loan losses | 9,486,000 | 9,459,000 | 9,449,000 | 9,975,000 |
| Securities available for sale | 221,777,000 | 221,184,000 | 239,129,000 | 228,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 895,328,000 | 927,404,000 | 923,977,000 | 927,256,000 |
| Interest-bearing deposits | 805,045,000 | 821,873,000 | 823,468,000 | 817,381,000 |
| Noninterest-bearing deposits | 90,283,000 | 105,531,000 | 100,509,000 | 109,875,000 |
| Equity capital | 109,741,000 | 109,556,000 | 112,029,000 | 113,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,381,000 | 22,875,000 | 34,714,000 | 47,051,000 |
| Interest expense | 2,157,000 | 4,278,000 | 6,351,000 | 8,415,000 |
| Net interest income | 9,224,000 | 18,597,000 | 28,363,000 | 38,636,000 |
| Noninterest income | 2,023,000 | 4,025,000 | 5,754,000 | 7,355,000 |
| Noninterest expense | 7,164,000 | 14,157,000 | 21,629,000 | 29,294,000 |
| Provision for loan losses | 260,000 | 820,000 | 970,000 | 1,470,000 |
| Pretax income | 3,823,000 | 7,689,000 | 11,563,000 | 15,310,000 |
| Income tax | 1,044,000 | 2,104,000 | 3,162,000 | 4,197,000 |
| Net income | 2,779,000 | 5,585,000 | 8,401,000 | 11,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,430,000 | 106,763,000 | 109,063,000 | 111,713,000 |
| Total capital | 113,916,000 | 116,222,000 | 118,512,000 | 121,688,000 |
| Risk-weighted assets | 795,268,000 | 814,078,000 | 865,042,000 | 899,682,000 |