Call reports 2012
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2012
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,027,286,000 | 1,041,866,000 | 1,061,462,000 | 1,056,678,000 |
| Total loans | 709,552,000 | 709,292,000 | 737,713,000 | 741,413,000 |
| Allowance for loan losses | 8,889,000 | 8,690,000 | 8,787,000 | 9,302,000 |
| Securities available for sale | 235,295,000 | 235,206,000 | 238,605,000 | 234,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 876,799,000 | 880,730,000 | 897,120,000 | 903,152,000 |
| Interest-bearing deposits | 790,297,000 | 793,227,000 | 807,296,000 | 812,832,000 |
| Noninterest-bearing deposits | 86,502,000 | 87,503,000 | 89,824,000 | 90,320,000 |
| Equity capital | 102,065,000 | 104,692,000 | 106,849,000 | 107,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,416,000 | 23,131,000 | 34,761,000 | 46,601,000 |
| Interest expense | 2,633,000 | 5,217,000 | 7,838,000 | 10,302,000 |
| Net interest income | 8,783,000 | 17,914,000 | 26,923,000 | 36,299,000 |
| Noninterest income | 1,628,000 | 3,685,000 | 4,359,000 | 6,130,000 |
| Noninterest expense | 6,979,000 | 13,958,000 | 20,805,000 | 27,852,000 |
| Provision for loan losses | 250,000 | 500,000 | 1,150,000 | 1,750,000 |
| Pretax income | 3,231,000 | 7,190,000 | 9,758,000 | 13,254,000 |
| Income tax | 798,000 | 1,844,000 | 2,418,000 | 3,358,000 |
| Net income | 2,433,000 | 5,346,000 | 7,340,000 | 9,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,873,000 | 98,294,000 | 99,842,000 | 102,120,000 |
| Total capital | 104,762,000 | 106,984,000 | 108,629,000 | 111,422,000 |
| Risk-weighted assets | 739,949,000 | 744,978,000 | 767,067,000 | 773,779,000 |