Call reports 2011
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2011
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 958,110,000 | 974,639,000 | 1,011,133,000 | 1,009,073,000 |
| Total loans | 646,300,000 | 682,413,000 | 690,098,000 | 697,702,000 |
| Allowance for loan losses | 7,856,000 | 8,352,000 | 8,617,000 | 8,702,000 |
| Securities available for sale | 235,183,000 | 235,968,000 | 229,439,000 | 233,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 822,585,000 | 835,996,000 | 859,100,000 | 855,778,000 |
| Interest-bearing deposits | 751,136,000 | 760,815,000 | 782,475,000 | 780,639,000 |
| Noninterest-bearing deposits | 71,449,000 | 75,181,000 | 76,625,000 | 75,139,000 |
| Equity capital | 85,111,000 | 88,553,000 | 98,282,000 | 100,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,933,000 | 22,221,000 | 33,983,000 | 45,509,000 |
| Interest expense | 3,092,000 | 6,168,000 | 9,248,000 | 12,150,000 |
| Net interest income | 7,841,000 | 16,053,000 | 24,735,000 | 33,359,000 |
| Noninterest income | 1,743,000 | 3,278,000 | 5,350,000 | 7,607,000 |
| Noninterest expense | 6,919,000 | 13,628,000 | 20,067,000 | 26,847,000 |
| Provision for loan losses | 675,000 | 1,225,000 | 4,785,000 | 4,935,000 |
| Pretax income | 1,965,000 | 4,453,000 | 5,208,000 | 9,309,000 |
| Income tax | 350,000 | 908,000 | 844,000 | 1,927,000 |
| Net income | 1,615,000 | 3,545,000 | 4,364,000 | 7,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,439,000 | 83,867,000 | 91,982,000 | 94,056,000 |
| Total capital | 90,295,000 | 92,219,000 | 100,599,000 | 102,758,000 |
| Risk-weighted assets | 676,421,000 | 710,721,000 | 718,600,000 | 724,375,000 |