Call reports 2010
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2010
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 888,887,000 | 913,659,000 | 948,683,000 | 954,817,000 |
| Total loans | 652,129,000 | 648,381,000 | 647,630,000 | 647,275,000 |
| Allowance for loan losses | 7,711,000 | 6,366,000 | 6,602,000 | 7,626,000 |
| Securities available for sale | 170,559,000 | 186,914,000 | 236,543,000 | 222,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 738,176,000 | 759,155,000 | 798,473,000 | 807,229,000 |
| Interest-bearing deposits | 680,497,000 | 700,136,000 | 729,440,000 | 740,468,000 |
| Noninterest-bearing deposits | 57,679,000 | 59,019,000 | 69,033,000 | 66,761,000 |
| Equity capital | 79,636,000 | 83,274,000 | 85,330,000 | 83,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,583,000 | 21,530,000 | 32,774,000 | 44,134,000 |
| Interest expense | 3,267,000 | 6,448,000 | 9,687,000 | 12,943,000 |
| Net interest income | 7,316,000 | 15,082,000 | 23,087,000 | 31,191,000 |
| Noninterest income | 1,804,000 | 3,046,000 | 4,841,000 | 6,018,000 |
| Noninterest expense | 6,123,000 | 12,483,000 | 19,328,000 | 26,233,000 |
| Provision for loan losses | 720,000 | 1,350,000 | 1,910,000 | 2,990,000 |
| Pretax income | 2,277,000 | 4,403,000 | 6,798,000 | 8,094,000 |
| Income tax | 461,000 | 812,000 | 1,306,000 | 1,388,000 |
| Net income | 1,816,000 | 3,591,000 | 5,492,000 | 6,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,463,000 | 78,840,000 | 80,274,000 | 81,292,000 |
| Total capital | 84,174,000 | 85,206,000 | 86,876,000 | 88,918,000 |
| Risk-weighted assets | 666,961,000 | 667,329,000 | 666,118,000 | 670,120,000 |