Call reports 2009
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2009
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 815,821,000 | 834,817,000 | 864,630,000 | 888,441,000 |
| Total loans | 600,342,000 | 618,465,000 | 641,044,000 | 648,689,000 |
| Allowance for loan losses | 4,850,000 | 6,145,000 | 6,514,000 | 7,175,000 |
| Securities available for sale | 135,579,000 | 158,764,000 | 180,147,000 | 174,176,000 |
| Securities held to maturity | 1,498,000 | 1,498,000 | 1,503,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,564,000 | 686,885,000 | 713,550,000 | 723,661,000 |
| Interest-bearing deposits | 601,392,000 | 635,327,000 | 658,312,000 | 667,374,000 |
| Noninterest-bearing deposits | 50,172,000 | 51,558,000 | 55,238,000 | 56,287,000 |
| Equity capital | 75,229,000 | 73,620,000 | 77,284,000 | 77,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,299,000 | 19,271,000 | 29,663,000 | 40,349,000 |
| Interest expense | 4,095,000 | 8,282,000 | 12,454,000 | 16,065,000 |
| Net interest income | 5,204,000 | 10,989,000 | 17,209,000 | 24,284,000 |
| Noninterest income | 1,660,000 | 3,614,000 | 5,362,000 | 7,323,000 |
| Noninterest expense | 5,703,000 | 11,721,000 | 17,756,000 | 24,175,000 |
| Provision for loan losses | 244,000 | 1,883,000 | 2,483,000 | 3,715,000 |
| Pretax income | 1,080,000 | 1,290,000 | 2,623,000 | 4,008,000 |
| Income tax | -23,000 | -235,000 | -98,000 | 74,000 |
| Net income | 1,103,000 | 1,525,000 | 2,721,000 | 3,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,984,000 | 72,472,000 | 73,106,000 | 74,945,000 |
| Total capital | 78,834,000 | 78,617,000 | 79,620,000 | 82,120,000 |
| Risk-weighted assets | 632,450,000 | 652,525,000 | 655,571,000 | 666,164,000 |