Call reports 2007
PEOPLES BANK, A CODORUS VALLEY COMPANY — 2007
What PEOPLES BANK, A CODORUS VALLEY COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 567,854,000 | 577,688,000 | 586,174,000 | 591,197,000 |
| Total loans | 428,314,000 | 438,937,000 | 443,943,000 | 449,233,000 |
| Allowance for loan losses | 3,046,000 | 3,098,000 | 3,048,000 | 3,434,000 |
| Securities available for sale | 76,638,000 | 77,556,000 | 79,582,000 | 79,449,000 |
| Securities held to maturity | 2,517,000 | 2,516,000 | 2,516,000 | 2,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,528,000 | 493,546,000 | 499,781,000 | 513,196,000 |
| Interest-bearing deposits | 432,989,000 | 442,626,000 | 448,802,000 | 465,249,000 |
| Noninterest-bearing deposits | 50,539,000 | 50,920,000 | 50,979,000 | 47,947,000 |
| Equity capital | 49,984,000 | 50,604,000 | 52,595,000 | 54,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,158,000 | 18,939,000 | 29,030,000 | 39,072,000 |
| Interest expense | 4,373,000 | 8,935,000 | 13,490,000 | 17,723,000 |
| Net interest income | 4,785,000 | 10,004,000 | 15,540,000 | 21,349,000 |
| Noninterest income | 1,319,000 | 2,758,000 | 4,208,000 | 5,694,000 |
| Noninterest expense | 4,362,000 | 8,559,000 | 13,142,000 | 18,041,000 |
| Provision for loan losses | -919,000 | -884,000 | -919,000 | -554,000 |
| Pretax income | 2,661,000 | 5,080,000 | 7,518,000 | 9,549,000 |
| Income tax | 726,000 | 1,364,000 | 1,985,000 | 2,516,000 |
| Net income | 1,935,000 | 3,716,000 | 5,533,000 | 7,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,602,000 | 50,919,000 | 52,249,000 | 53,759,000 |
| Total capital | 52,648,000 | 54,017,000 | 55,297,000 | 57,193,000 |
| Risk-weighted assets | 449,625,000 | 464,676,000 | 469,826,000 | 472,127,000 |