Call reports 2002

FIRST CITIZENS STATE BANK — 2002

Name: FIRST CITIZENS STATE BANK — FFIEC call report 2002
Creator: FIRST CITIZENS STATE BANK

What FIRST CITIZENS STATE BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5aca884f-3da8-470e-8a39-535d613285c9/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	121,408,000	127,860,000	126,609,000	128,476,000
Total loans	77,194,000	75,392,000	77,138,000	74,995,000
Allowance for loan losses	972,000	910,000	950,000	927,000
Securities available for sale	31,029,000	32,329,000	38,892,000	40,884,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	84,866,000	91,036,000	89,313,000	91,100,000
Interest-bearing deposits	73,253,000	76,202,000	78,323,000	76,233,000
Noninterest-bearing deposits	11,613,000	14,834,000	10,990,000	14,867,000
Equity capital	12,600,000	13,028,000	13,589,000	13,599,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	2,004,000	4,016,000	5,983,000	7,923,000
Interest expense	791,000	1,577,000	2,364,000	3,122,000
Net interest income	1,213,000	2,439,000	3,619,000	4,801,000
Noninterest income	145,000	300,000	483,000	659,000
Noninterest expense	703,000	1,414,000	2,114,000	2,955,000
Provision for loan losses	100,000	220,000	340,000	460,000
Pretax income	555,000	1,105,000	1,648,000	2,045,000
Income tax	152,000	298,000	443,000	533,000
Net income	403,000	807,000	1,205,000	1,512,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	12,308,000	12,418,000	12,809,000	12,836,000
Total capital	13,280,000	13,328,000	13,759,000	13,763,000
Risk-weighted assets	84,778,000	80,045,000	93,053,000	84,168,000