Call reports 2001
FIRST CITIZENS STATE BANK — 2001
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 121,117,000 | 122,390,000 | 122,165,000 | 123,373,000 |
| Total loans | 79,228,000 | 80,622,000 | 81,744,000 | 78,941,000 |
| Allowance for loan losses | 1,112,000 | 1,104,000 | 1,120,000 | 980,000 |
| Securities available for sale | 34,351,000 | 34,113,000 | 30,249,000 | 24,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,619,000 | 86,788,000 | 85,944,000 | 87,177,000 |
| Interest-bearing deposits | 73,675,000 | 72,657,000 | 75,498,000 | 72,865,000 |
| Noninterest-bearing deposits | 10,944,000 | 14,131,000 | 10,446,000 | 14,312,000 |
| Equity capital | 12,115,000 | 11,710,000 | 12,419,000 | 12,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,255,000 | 4,525,000 | 6,768,000 | 8,912,000 |
| Interest expense | 1,067,000 | 2,097,000 | 3,093,000 | 3,988,000 |
| Net interest income | 1,188,000 | 2,428,000 | 3,675,000 | 4,924,000 |
| Noninterest income | 126,000 | 260,000 | 398,000 | 541,000 |
| Noninterest expense | 630,000 | 1,278,000 | 1,879,000 | 2,614,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 180,000 |
| Pretax income | 654,000 | 1,350,000 | 2,074,000 | 2,671,000 |
| Income tax | 195,000 | 408,000 | 640,000 | 798,000 |
| Net income | 459,000 | 942,000 | 1,434,000 | 1,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,613,000 | 11,299,000 | 11,782,000 | 11,928,000 |
| Total capital | 12,574,000 | 12,284,000 | 12,789,000 | 12,902,000 |
| Risk-weighted assets | 76,546,000 | 78,049,000 | 80,082,000 | 78,528,000 |