Call reports 2025
STATE BANK OF MISSOURI — 2025
What STATE BANK OF MISSOURI reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 146,630,000 | 142,035,000 | 139,136,000 | 138,077,000 |
| Total loans | 79,349,000 | 79,724,000 | 80,154,000 | 80,831,000 |
| Allowance for loan losses | 827,000 | 835,000 | 880,000 | 879,000 |
| Securities available for sale | 49,307,000 | 49,323,000 | 47,713,000 | 45,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,321,000 | 130,408,000 | 127,363,000 | 126,170,000 |
| Interest-bearing deposits | 109,377,000 | 104,394,000 | 100,678,000 | 100,214,000 |
| Noninterest-bearing deposits | 25,944,000 | 26,014,000 | 26,685,000 | 25,956,000 |
| Equity capital | 10,291,000 | 10,699,000 | 10,865,000 | 11,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,640,000 | 3,382,000 | 5,165,000 | 6,909,000 |
| Interest expense | 515,000 | 1,030,000 | 1,504,000 | 1,930,000 |
| Net interest income | 1,125,000 | 2,352,000 | 3,661,000 | 4,979,000 |
| Noninterest income | 173,000 | 340,000 | 498,000 | 653,000 |
| Noninterest expense | 774,000 | 1,585,000 | 2,334,000 | 3,307,000 |
| Provision for loan losses | 38,000 | 47,000 | 92,000 | 93,000 |
| Pretax income | 482,000 | 1,041,000 | 1,729,000 | 2,199,000 |
| Income tax | 98,000 | 223,000 | 390,000 | 497,000 |
| Net income | 384,000 | 818,000 | 1,339,000 | 1,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,598,000 | 12,631,000 | 12,318,000 | 12,245,000 |
| Total capital | 13,466,000 | 13,524,000 | 13,207,000 | 13,132,000 |
| Risk-weighted assets | 70,881,000 | 71,479,000 | 71,049,000 | 70,892,000 |