Call reports 2024
STATE BANK OF MISSOURI — 2024
What STATE BANK OF MISSOURI reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 148,949,000 | 144,864,000 | 143,687,000 | 139,253,000 |
| Total loans | 78,318,000 | 78,245,000 | 76,914,000 | 77,540,000 |
| Allowance for loan losses | 845,000 | 740,000 | 772,000 | 792,000 |
| Securities available for sale | 48,990,000 | 50,150,000 | 52,117,000 | 50,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,643,000 | 134,309,000 | 132,476,000 | 128,506,000 |
| Interest-bearing deposits | 113,953,000 | 109,635,000 | 106,316,000 | 102,760,000 |
| Noninterest-bearing deposits | 24,690,000 | 24,674,000 | 26,160,000 | 25,746,000 |
| Equity capital | 9,428,000 | 9,778,000 | 10,296,000 | 9,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,623,000 | 3,290,000 | 4,953,000 | 6,624,000 |
| Interest expense | 597,000 | 1,186,000 | 1,774,000 | 2,296,000 |
| Net interest income | 1,026,000 | 2,104,000 | 3,179,000 | 4,328,000 |
| Noninterest income | 173,000 | 338,000 | 519,000 | 677,000 |
| Noninterest expense | 761,000 | 1,561,000 | 2,300,000 | 3,163,000 |
| Provision for loan losses | 39,000 | 69,000 | 101,000 | 125,000 |
| Pretax income | 408,000 | 821,000 | 1,308,000 | 1,722,000 |
| Income tax | 85,000 | 180,000 | 292,000 | 376,000 |
| Net income | 323,000 | 641,000 | 1,016,000 | 1,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,568,000 | 12,886,000 | 12,317,000 | 12,648,000 |
| Total capital | 13,433,000 | 13,660,000 | 13,120,000 | 13,477,000 |
| Risk-weighted assets | 69,187,000 | 69,039,000 | 68,063,000 | 69,392,000 |