Call reports 2023
STATE BANK OF MISSOURI — 2023
What STATE BANK OF MISSOURI reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 149,537,000 | 148,688,000 | 144,730,000 | 146,131,000 |
| Total loans | 74,362,000 | 73,704,000 | 78,692,000 | 79,445,000 |
| Allowance for loan losses | 944,000 | 946,000 | 888,000 | 806,000 |
| Securities available for sale | 52,285,000 | 51,325,000 | 47,026,000 | 48,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,064,000 | 139,216,000 | 135,564,000 | 136,076,000 |
| Interest-bearing deposits | 113,586,000 | 112,130,000 | 110,397,000 | 111,035,000 |
| Noninterest-bearing deposits | 26,478,000 | 27,086,000 | 25,167,000 | 25,041,000 |
| Equity capital | 8,825,000 | 8,847,000 | 8,454,000 | 9,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,324,000 | 2,764,000 | 4,280,000 | 5,845,000 |
| Interest expense | 401,000 | 918,000 | 1,442,000 | 1,981,000 |
| Net interest income | 923,000 | 1,846,000 | 2,838,000 | 3,864,000 |
| Noninterest income | 151,000 | 297,000 | 429,000 | 562,000 |
| Noninterest expense | 677,000 | 1,405,000 | 2,109,000 | 2,881,000 |
| Provision for loan losses | 2,000 | 2,000 | -54,000 | -40,000 |
| Pretax income | 395,000 | 736,000 | 1,156,000 | 1,543,000 |
| Income tax | 77,000 | 152,000 | 235,000 | 318,000 |
| Net income | 318,000 | 584,000 | 921,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,318,000 | 12,584,000 | 12,921,000 | 12,246,000 |
| Total capital | 13,163,000 | 13,417,000 | 13,805,000 | 13,094,000 |
| Risk-weighted assets | 67,455,000 | 66,565,000 | 70,684,000 | 70,839,000 |