Call reports 2022
STATE BANK OF MISSOURI — 2022
What STATE BANK OF MISSOURI reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 136,582,000 | 135,090,000 | 148,862,000 | 148,760,000 |
| Total loans | 63,818,000 | 68,011,000 | 71,302,000 | 73,184,000 |
| Allowance for loan losses | 938,000 | 936,000 | 936,000 | 942,000 |
| Securities available for sale | 57,319,000 | 57,168,000 | 63,435,000 | 64,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,970,000 | 126,650,000 | 141,425,000 | 139,362,000 |
| Interest-bearing deposits | 100,881,000 | 100,818,000 | 115,878,000 | 113,873,000 |
| Noninterest-bearing deposits | 26,089,000 | 25,832,000 | 25,547,000 | 25,490,000 |
| Equity capital | 9,067,000 | 7,955,000 | 6,848,000 | 7,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,935,000 | 3,064,000 | 4,333,000 |
| Interest expense | 49,000 | 119,000 | 289,000 | 593,000 |
| Net interest income | 891,000 | 1,816,000 | 2,775,000 | 3,740,000 |
| Noninterest income | 134,000 | 266,000 | 396,000 | 517,000 |
| Noninterest expense | 661,000 | 1,318,000 | 2,027,000 | 2,756,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 7,000 |
| Pretax income | 364,000 | 764,000 | 1,143,000 | 1,494,000 |
| Income tax | 45,000 | 219,000 | 291,000 | 367,000 |
| Net income | 319,000 | 545,000 | 852,000 | 1,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,410,000 | 11,418,000 | 11,725,000 | 12,000,000 |
| Total capital | 12,174,000 | 12,228,000 | 12,568,000 | 12,847,000 |
| Risk-weighted assets | 60,972,000 | 64,710,000 | 67,350,000 | 67,632,000 |