Call reports 2020
STATE BANK OF MISSOURI — 2020
What STATE BANK OF MISSOURI reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 99,889,000 | 110,502,000 | 114,334,000 | 116,935,000 |
| Total loans | 56,464,000 | 59,903,000 | 60,831,000 | 59,699,000 |
| Allowance for loan losses | 928,000 | 935,000 | 936,000 | 937,000 |
| Securities available for sale | 26,534,000 | 25,610,000 | 29,289,000 | 36,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,487,000 | 100,452,000 | 104,135,000 | 106,449,000 |
| Interest-bearing deposits | 75,363,000 | 79,970,000 | 84,737,000 | 83,292,000 |
| Noninterest-bearing deposits | 15,124,000 | 20,482,000 | 19,399,000 | 23,157,000 |
| Equity capital | 8,996,000 | 9,609,000 | 9,741,000 | 10,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,901,000 | 2,842,000 | 3,873,000 |
| Interest expense | 114,000 | 191,000 | 260,000 | 324,000 |
| Net interest income | 853,000 | 1,710,000 | 2,582,000 | 3,549,000 |
| Noninterest income | 153,000 | 271,000 | 406,000 | 540,000 |
| Noninterest expense | 629,000 | 1,185,000 | 1,806,000 | 2,484,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 3,000 |
| Pretax income | 375,000 | 795,000 | 1,180,000 | 1,602,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 374,000 | 794,000 | 1,179,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,573,000 | 8,994,000 | 9,173,000 | 9,597,000 |
| Total capital | 9,192,000 | 9,659,000 | 9,847,000 | 10,276,000 |
| Risk-weighted assets | 49,173,000 | 52,905,000 | 53,646,000 | 54,045,000 |