Call reports 2019
STATE BANK OF MISSOURI — 2019
What STATE BANK OF MISSOURI reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,880,000 | 102,882,000 | 98,757,000 | 100,001,000 |
| Total loans | 51,231,000 | 54,061,000 | 54,659,000 | 55,975,000 |
| Allowance for loan losses | 961,000 | 958,000 | 956,000 | 954,000 |
| Securities available for sale | 31,553,000 | 31,753,000 | 29,936,000 | 28,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,266,000 | 93,357,000 | 89,673,000 | 90,781,000 |
| Interest-bearing deposits | 75,867,000 | 77,642,000 | 74,632,000 | 74,880,000 |
| Noninterest-bearing deposits | 14,399,000 | 15,716,000 | 15,041,000 | 15,902,000 |
| Equity capital | 9,209,000 | 9,082,000 | 8,607,000 | 8,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,963,000 | 2,951,000 | 3,935,000 |
| Interest expense | 152,000 | 320,000 | 448,000 | 566,000 |
| Net interest income | 793,000 | 1,643,000 | 2,503,000 | 3,369,000 |
| Noninterest income | 145,000 | 294,000 | 450,000 | 602,000 |
| Noninterest expense | 641,000 | 1,228,000 | 1,864,000 | 2,540,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 294,000 | 706,000 | 1,086,000 | 1,428,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 290,000 | 702,000 | 1,082,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,212,000 | 8,821,000 | 8,345,000 | 8,511,000 |
| Total capital | 9,790,000 | 9,436,000 | 8,969,000 | 9,136,000 |
| Risk-weighted assets | 45,896,000 | 48,825,000 | 49,549,000 | 49,663,000 |