Call reports 2018
STATE BANK OF MISSOURI — 2018
What STATE BANK OF MISSOURI reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 94,449,000 | 94,855,000 | 98,873,000 | 100,279,000 |
| Total loans | 49,325,000 | 49,764,000 | 49,422,000 | 51,721,000 |
| Allowance for loan losses | 955,000 | 956,000 | 957,000 | 959,000 |
| Securities available for sale | 29,643,000 | 30,493,000 | 31,740,000 | 32,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,322,000 | 86,436,000 | 90,481,000 | 91,343,000 |
| Interest-bearing deposits | 71,431,000 | 70,869,000 | 74,200,000 | 74,537,000 |
| Noninterest-bearing deposits | 14,892,000 | 15,567,000 | 16,281,000 | 16,806,000 |
| Equity capital | 7,794,000 | 8,057,000 | 8,003,000 | 8,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,677,000 | 2,553,000 | 3,503,000 |
| Interest expense | 68,000 | 148,000 | 237,000 | 359,000 |
| Net interest income | 759,000 | 1,529,000 | 2,316,000 | 3,144,000 |
| Noninterest income | 151,000 | 312,000 | 476,000 | 632,000 |
| Noninterest expense | 597,000 | 1,159,000 | 1,792,000 | 2,450,000 |
| Provision for loan losses | 2,000 | 3,000 | 7,000 | 14,000 |
| Pretax income | 311,000 | 679,000 | 993,000 | 1,312,000 |
| Income tax | -13,000 | -6,000 | 1,000 | 9,000 |
| Net income | 324,000 | 685,000 | 992,000 | 1,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,384,000 | 8,515,000 | 8,611,000 | 8,922,000 |
| Total capital | 7,942,000 | 9,078,000 | 9,174,000 | 9,520,000 |
| Risk-weighted assets | 44,286,000 | 44,669,000 | 44,662,000 | 47,443,000 |