Call reports 2017
STATE BANK OF MISSOURI — 2017
What STATE BANK OF MISSOURI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 90,184,000 | 89,152,000 | 92,459,000 | 93,057,000 |
| Total loans | 46,908,000 | 48,263,000 | 49,942,000 | 50,648,000 |
| Allowance for loan losses | 957,000 | 958,000 | 958,000 | 957,000 |
| Securities available for sale | 33,097,000 | 32,511,000 | 31,773,000 | 31,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,280,000 | 81,146,000 | 84,352,000 | 85,063,000 |
| Interest-bearing deposits | 66,636,000 | 65,627,000 | 67,222,000 | 68,033,000 |
| Noninterest-bearing deposits | 15,644,000 | 15,519,000 | 17,130,000 | 17,030,000 |
| Equity capital | 7,586,000 | 7,664,000 | 7,738,000 | 7,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,515,000 | 2,311,000 | 3,145,000 |
| Interest expense | 36,000 | 80,000 | 128,000 | 177,000 |
| Net interest income | 709,000 | 1,435,000 | 2,183,000 | 2,968,000 |
| Noninterest income | 141,000 | 280,000 | 420,000 | 507,000 |
| Noninterest expense | 575,000 | 1,136,000 | 1,738,000 | 2,350,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 2,000 |
| Pretax income | 275,000 | 577,000 | 863,000 | 1,122,000 |
| Income tax | 7,000 | 10,000 | 14,000 | 16,000 |
| Net income | 268,000 | 567,000 | 849,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,737,000 | 7,551,000 | 7,646,000 | 7,881,000 |
| Total capital | 8,274,000 | 8,106,000 | 8,218,000 | 8,458,000 |
| Risk-weighted assets | 42,507,000 | 44,010,000 | 45,344,000 | 45,801,000 |