Call reports 2016
STATE BANK OF MISSOURI — 2016
What STATE BANK OF MISSOURI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 88,741,000 | 89,812,000 | 86,858,000 | 88,972,000 |
| Total loans | 44,339,000 | 42,700,000 | 44,499,000 | 46,395,000 |
| Allowance for loan losses | 983,000 | 983,000 | 982,000 | 957,000 |
| Securities available for sale | 30,464,000 | 34,645,000 | 34,399,000 | 33,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,229,000 | 80,785,000 | 78,644,000 | 81,351,000 |
| Interest-bearing deposits | 66,628,000 | 64,213,000 | 63,794,000 | 64,270,000 |
| Noninterest-bearing deposits | 13,601,000 | 16,572,000 | 14,850,000 | 17,080,000 |
| Equity capital | 7,361,000 | 7,731,000 | 7,594,000 | 7,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,402,000 | 2,117,000 | 2,850,000 |
| Interest expense | 40,000 | 81,000 | 121,000 | 155,000 |
| Net interest income | 667,000 | 1,321,000 | 1,996,000 | 2,695,000 |
| Noninterest income | 115,000 | 232,000 | 338,000 | 474,000 |
| Noninterest expense | 527,000 | 1,159,000 | 1,733,000 | 2,322,000 |
| Provision for loan losses | 0 | 1,000 | 2,000 | 6,000 |
| Pretax income | 255,000 | 393,000 | 599,000 | 841,000 |
| Income tax | 6,000 | 7,000 | 10,000 | 11,000 |
| Net income | 249,000 | 386,000 | 589,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,136,000 | 7,273,000 | 7,229,000 | 7,470,000 |
| Total capital | 7,650,000 | 7,780,000 | 7,742,000 | 8,011,000 |
| Risk-weighted assets | 40,683,000 | 40,111,000 | 40,597,000 | 42,903,000 |