Call reports 2015
STATE BANK OF MISSOURI — 2015
What STATE BANK OF MISSOURI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,674,000 | 81,725,000 | 81,953,000 | 84,643,000 |
| Total loans | 42,217,000 | 42,252,000 | 43,252,000 | 43,529,000 |
| Allowance for loan losses | 998,000 | 1,004,000 | 1,005,000 | 1,006,000 |
| Securities available for sale | 27,411,000 | 29,269,000 | 29,825,000 | 29,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,522,000 | 73,688,000 | 73,398,000 | 76,536,000 |
| Interest-bearing deposits | 59,527,000 | 59,847,000 | 60,025,000 | 60,682,000 |
| Noninterest-bearing deposits | 12,995,000 | 13,842,000 | 13,373,000 | 15,854,000 |
| Equity capital | 7,014,000 | 6,835,000 | 7,229,000 | 7,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,340,000 | 2,028,000 | 2,721,000 |
| Interest expense | 39,000 | 80,000 | 120,000 | 160,000 |
| Net interest income | 624,000 | 1,260,000 | 1,908,000 | 2,561,000 |
| Noninterest income | 115,000 | 225,000 | 344,000 | 464,000 |
| Noninterest expense | 549,000 | 1,126,000 | 1,646,000 | 2,250,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 4,000 |
| Pretax income | 188,000 | 356,000 | 609,000 | 778,000 |
| Income tax | -8,000 | -6,000 | -3,000 | -2,000 |
| Net income | 196,000 | 362,000 | 612,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,760,000 | 6,781,000 | 7,031,000 | 6,886,000 |
| Total capital | 7,234,000 | 7,257,000 | 7,532,000 | 7,391,000 |
| Risk-weighted assets | 37,402,000 | 37,576,000 | 39,597,000 | 39,913,000 |